Experian launches AI assistant to analyze your spending habits
Experian has launched an AI powered assistant designed to analyze spending habits and offer financial guidance. But do consumers really want advice from a credit bureau?
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Teachers Federal Credit Union takes its AI underwriting system national with Precision CUSO
Teachers Federal Credit Union is taking its internally built AI underwriting platform national through Precision CUSO. The move aims to bring automated credit decisioning, compliance controls, and scalable lending technology to credit unions across the country.
Experian is using ChatGPT to sell you auto insurance
Experian has launched its Insurance Marketplace inside ChatGPT, allowing drivers to compare auto insurance rates from more than 37 carriers through a conversational interface. The move signals a broader shift as financial services begin embedding directly into AI chat platforms.
PayPal makes tax season less horrible with free state and federal filing
PayPal is now offering free federal and state tax filing for PayPal Debit Card customers through april, cutting out one of the most frustrating and expensive parts of tax season.
Trump Media sets February 2 record date for DJT shareholder digital tokens tied to Truth platforms
Trump Media has locked in February 2, 2026 as the record date for DJT shareholders eligible to receive its new digital tokens, part of a broader push into blockchain and fintech tied to Truth Social, Truth+, and Truth Predict.
Klarna turns to USDC funding with Coinbase, testing a new path for institutional capital
Klarna is experimenting with USDC denominated funding through a new partnership with Coinbase, signaling growing interest in stablecoins as institutional financial infrastructure.
Visa says AI will start shopping and paying for you in 2026
Visa says it has completed hundreds of secure AI initiated transactions with partners, signaling that agent driven shopping and checkout could reach mainstream consumers by the 2026 holiday season, raising both convenience and risk questions.
Visa brings USDC stablecoin settlement to U.S. banks, raising new questions about crypto risk
Visa has launched USDC settlement for U.S. banks, bringing stablecoins directly into VisaNet infrastructure and raising new questions about risk and normalization.
Klarna’s Premium and Max memberships bring lounge perks to U.S. without credit cards
Klarna is expanding its U.S. membership program with new Premium and Max tiers that offer lounge access, travel insurance, and lifestyle perks without relying on credit cards.
Crypto.com’s new 5 percent cash account blurs the line between crypto and banking
Crypto.com’s new Cash Earn program offers up to 5 percent APY paid in CRO while keeping funds FDIC-insured through Green Dot’s Arc platform.
Ripple makes $1 billion move into corporate treasury with GTreasury acquisition
Ripple is buying GTreasury for $1 billion, expanding into the corporate treasury world. The deal could change how big companies move money and may have ripple effects for everyone else.
Gen X still trusts plastic over phone taps and crypto wallets
Despite being comfortable with digital transactions, Generation X still leans heavily on traditional payment methods like debit and credit cards. New research from PXP shows that security and familiarity drive their decisions, with mobile wallets and crypto barely making a dent.