Same Day ACH is getting a $10 million limit and banks are running out of excuses

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Same Day ACH is getting a huge upgrade. Nacha has approved a $10 million per payment limit, set to take effect in 2027. While it may not sound exciting at first, this change could reshape how businesses move money, making ACH a more realistic alternative to costly wire transfers.

Teachers Federal Credit Union takes its AI underwriting system national with Precision CUSO

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Teachers Federal Credit Union is taking its internally built AI underwriting platform national through Precision CUSO. The move aims to bring automated credit decisioning, compliance controls, and scalable lending technology to credit unions across the country.

Alipay AI Pay processes 120 million transactions in one week as agentic commerce scales in China

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Alipay AI Pay reportedly processed 120 million transactions in a single week, highlighting how agent driven commerce is already operating at massive scale in China and raising questions about how quickly the West will follow.

Trump Media DJT shareholders set to receive digital tokens, but what are they?

Trump stable coin

Trump Media is reminding brokers of a February 13 deadline tied to its DJT digital token distribution. Here’s what the non-transferable token means for shareholders, why brokers must provide OBO data, and why I bought a single share to see how this unusual initiative plays out.

New York Stock Exchange builds tokenized securities platform to bring stocks and ETFs to 24×7 on-chain trading

NYSE

The New York Stock Exchange is building a tokenized securities platform that could enable 24×7 trading, instant settlement, and fractional share access for stocks and ETFs.

Stop paying TurboTax when IRS Free File covers most taxpayers for FREE

Free

IRS Free File is officially live for 2026 and more than seventy percent of Americans qualify to file federal taxes for free. The program supports gig work, 1099 income, and even rental property in many cases, yet millions still hand money to commercial tax software out of habit. If your income is under $89,000, start at IRS.gov/FreeFile and you may not owe anything to file.