JPMorgan Chase is teaming up with Coinbase, and the result could change how regular people get into crypto. With more than 80 million Chase customers gaining new ways to access digital currency, this partnership goes beyond hype. It makes things simple.
Later this year, Chase credit card users will be able to fund their Coinbase accounts directly. That might seem small, but it’s a real shift. Banks have often kept crypto at a distance. Now Chase is helping bring it into the mainstream. Just keep in mind, some of these transactions might be treated like cash advances depending on your card terms.
Things get even more interesting in 2026. Chase customers will be able to redeem their Ultimate Rewards points for USDC, a stablecoin tied to the US dollar. This marks the first time a major credit card rewards program will support a crypto option. Instead of airline miles or hotel stays, you’ll be able to turn points into digital assets. That’s a big step for rewards programs and could change how people use their points.
Also in 2026, Coinbase will let Chase customers link their bank accounts directly. That means you can move money into your crypto wallet without needing third-party apps or workarounds. For people new to digital assets, this kind of simplicity matters. It lowers the barrier and saves time.
Coinbase says this is just the start. The company is aiming to create more ways to bridge traditional banking and the world of crypto. With a name like Chase involved, this partnership could help bring crypto into the daily habits of millions of Americans.
There are still a few unknowns. Full pricing details and possible fees haven’t been shared yet. And credit card crypto purchases could still come with extra costs depending on how issuers treat them. But even with those caveats, this collaboration makes it easier than ever to get started.
